first direct

first direct
173 reviews
By installing you agree to the Terms of Use and other terms


first direct

File weight

4 MB

Last updated



Works with

  • Windows Phone 8.1
  • Windows Phone 8

App requires

  • phone identity
  • data services
  • phone dialer
  • web browser component
  • HD720P (720x1280)
  • WVGA (480x800)
  • WXGA (768x1280)
What's this?

Supported languages (2)

English English (United States)
show languages
To use this first direct Banking on the go app you need to be a first direct customer and registered for first direct Internet Banking. 

We know that you like to manage your money when you're "on the go". That's why we've created this app. It allows you to see and use some of your Internet Banking services more easily on a smaller screen. 

Our app allows you to: 

• view balances and up to your last 90 transactions 
• make transfers between your accounts with us 
• make payments to a person or organisation you have paid before using Internet Banking 

At the moment, we are unable to offer our recently launched Digital Secure Key with this app.  You can access the app with your first direct Internet Banking logon details.

You'll still need to log on to full Internet Banking at regularly to access all services. We recommend you do this at least every 14 days. Some of the Internet Banking services that you can only access by logging on at are: 

• full statement information 
• details of monthly charges, fees and interest 
• sending, receiving and viewing secure messages 
• setting up payments to a person or organisation you haven't paid before 
• cancelling or amending a payment you have set up 

We don't charge you for this app, but we can't say the same for your network provider, who may charge you for downloading and using the app. You'll be responsible for these charges. 

We recommend that you don't use this app abroad, but if you do, you'll need to make sure that it's permitted by local law, and remember your network provider's charges may be higher. 

The app may be withdrawn at any time; we will tell you if this is going to happen.
• Bug fixes

If our app helps you to manage your finances, please post a review to let other customers know.  Thank you.
show details


  • by Sam 23/10/2014
    This app should be a lot better and is just a rehash of the iOS one, which means it's bland and dated. Come on FD, it can't be beyond your IT team to develop a better WP app than this! Update: for some reason nearly every time I log in it tells me that my last session was timed out so I have to log in twice. I definitely logged out correctly previously. Proves that the testing strategy for this poor application was as bad as all the other aspects of its development.
  • by Cyril 08/10/2014
    Simply not working, I can't connect to my account since I can't activate the digital secure key. I don't know where they have taken the screenshots but I've never been able to see them. A mobile webiste would work better. Please fix this, this is the only really annoying thing with this bank, I'm happy otherwise !
  • by Lindsay 04/10/2014
    Added: Still not working on Lumia 930. This is disgraceful for a normally brilliant bank. Still no response to my complaint that the password rules do not allow special characters. First Direct, for this, you should be ashamed. Old: Does not work on my Nokia 625 with 8.1 - Very disappointed. Telephone support was pointless. Took days to update & get signed in but still errors with service temporarily unavailable message. Passwords do not allow special characters which is mad as it reduces security massively. Come on First Direct & sort this out.
  • by David 27/09/2014
    It just doesn't work. FD are making banking more difficult by the day. Time for a different bank, I think.
  • by Mark 27/09/2014
    Pretty darn poor. Have to log in twice 90% of the time as the first time it thinks I've times out. UI is vile, not making use of any of the rich functionality available from windows phone. The ugly as heck loading image slapped over the top of the screen from the start means you progress through the app with dread. Considering this is digital only bank it's appalling and has really damaged it's image for me.
  • by Steve 22/09/2014
    Poor show. Takes two attempts to logon as the first one is always rejected with a security timeout. Only very basic functionality in app compared with iOS version. Hope this is improved on and they add support for secure key in a future release.
  • by Orion 21/09/2014
    Without secure key as on Android and iOS, this app is quite limited. It only shows a fraction of your online payees and won't allow new payees. The UI does not feel like a WP app. It needs more investment, but FD won't do that without more users. Disappointing.
  • by Khalid 20/09/2014
    God only knows what bugs they 'fixed' in the update, it still takes me 2 attempts to logon, still cant access payments page and it still looks like an ugly iOS app!
  • by Dave 17/09/2014
    I'm glad that First Direct finally got an app out there, but this feels much like a skin on the website. The lack of the secure key is the killer though. This app is pretty much just a token effort so that First Direct can have 'Windows Phone' in the list of platforms you can install for.
  • by Luke 16/09/2014
    It's nice that First Direct are considering WinPhone users for their app lineup unlike several other retail banks.